Bridge over water with red circles representing lombard Loans

Liquidity Without Selling Assets

Your clients need cash but don't want to liquidate their portfolios. Our Lombard loans, powered by Firenze, provide immediate access to funds whilst keeping investments intact and strategies on track.

Speak to the team

Liquidity Without Selling Assets

Speak to the team

What Are Lombard Loans?

Borrowing against portfolios with the P1 Platform.

Short-term liquidity without the long-term consequences. Lombard loans are flexible, interest-only credit facilities secured against investment portfolios. Your clients access the cash they need without triggering capital gains, breaking ISAs, or missing out on market growth. Fast, tax-efficient, and completely under your control.

For professional advisers only. Not to be distributed to, or relied upon by, retail investors

Why This Matters to Your Practice.

Fast Access, Zero Admin Burden

Automated underwriting delivers loan decisions in hours, not weeks. £65k to £5m+ available with 50% LTV, monthly interest-only payments, and minimal paperwork. Your clients get speed; you get simplicity.

Your Clients Keep the Upside

Portfolios remain invested and performing. Clients benefit from any gains, receive their income, and maintain their investment strategy. They borrow what they need without sacrificing what they've built.

Circle with arrow on red and black background

Keep Client Assets on Platform

Offering Lombard loans through the platform helps meet client liquidity needs without moving custody or losing asset control, reducing asset drain and improving client satisfaction.

Strengthen Your Proposition

Offering these loans solves problems and deepens loyalty. Meet liquidity needs without disrupting plans. Capitalise on a valuable advice opportunity with full support from us.

How Lombard Loans Work

Loan Range:

£65k to £5m+ with maximum 50% LTV

Interest Rates:

Competitive rates linked to Bank of England base

(the modern LIBOR replacement)

Tax Efficient:

No capital gains event. ISAs remain unbroken. Clean borrowing with no tax complications.

Client Control:

Your clients retain full ownership, benefiting from portfolio income and any performance gains

Transparent Fees:

Clear arrangement and annual facility fees. No hidden surprises.

Digital Experience

Clients apply and manage everything through their smartphone using a Firenze-powered branded app

Talk with the team

How Lombard Loans Work

Loan Range:

£65k to £5m+ with maximum 50% LTV

Interest Rates:

Competitive rates linked to Bank of England base

(the modern LIBOR replacement)

Tax Efficient:

No capital gains event. ISAs remain unbroken. Clean borrowing with no tax complications.

Client Control:

Your clients retain full ownership, benefiting from portfolio income and any performance gains

Transparent Fees:

Clear arrangement and annual facility fees. No hidden surprises.

Digital Experience

Clients apply and manage everything through their smartphone using a Firenze-powered branded app

Talk with the team

Complete Support for Your Practice

We don't just provide the technology - we help you succeed with it. You'll receive comprehensive training, marketing materials to promote Lombard loans to clients, and ongoing servicing support through the digital app. Your clients experience a seamless journey from application through to repayment, all with your name on it.

We don't just provide the technology - we help you succeed with it.

You'll receive comprehensive training, marketing materials to promote Lombard loans to clients, and ongoing servicing support through the digital app.

Your clients experience a seamless journey from application through to repayment, all with your name on it.

01392 304505
Calls to our contact number, including from mobiles, will cost the same price as if you were calling a landline.